Warwick City property record for 307 Elm St, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,105 sqft · built 1865 |
| Lot Size | 0.306 acres (13,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,000 (May 2018) |
| Tax Bill | $5,701 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Sep 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29704280000 |
| Primary APN | 29704280000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,105 sqft Living Area |
| Gross Area | 3,830 sqft |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,070 sqft |
| Unfinished Basement | 1,070 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,320 sqft (0.306 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 132242 |
|---|---|
| Street Address | 307 ELM ST |
| City | WARWICK |
| State | RI |
| Zip | 02888-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 428 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 21100 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION |
| Sep 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION |
| Sep 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION |
| Jul 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Dec 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Deed Book / Page | 9056 / 276 |
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 010031-273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010285-189 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 10285/189 |
| Instrument | 1683 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010385-189 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 10385/189 |
| Instrument | 1683 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010385-153 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 10385/153 |
| Instrument | 9857 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009564-269 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 9564/269 |
| Instrument | 10300 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 13, 2021 |
| Property Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Document Number | 010031-273 |
| Book / Page | 10031 / 273 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 24699 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 ELM ST, WARWICK, RI 02888-3122 |
| Investor | Possibly a Property Investor |
| Document Number | 010031-277 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 10031/277 |
| Instrument | 24700 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2043 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,701.00 (+21.22%) | $448,900 (+35.46%) Land $108,700 Building $340,200 | |
| 2024 | $299,820 | ||
| 2023 | $4,703.00 (+1.77%) | $331,400 (+34.33%) Land $87,900 Building $243,500 | |
| 2022 | $4,621.00 | $246,700 Land $56,900 Building $189,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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