Warwick City property record for 285 Elm St, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1940 |
| Lot Size | 0.153 acres (6,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Dec 2025) |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29704150000 |
| Primary APN | 29704150000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 744 sqft |
| Attic | Attic |
| Attic Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,660 sqft (0.153 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 151547 |
|---|---|
| Street Address | 285 ELM ST |
| City | WARWICK |
| State | RI |
| Zip | 02888-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 415 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21100 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 ELM ST, WARWICK, RI 02888-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Sep 7, 2023 | Redemption Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2025 · Amount on Record |
| Deed Book / Page | 10810 / 20 |
| Transfer Doc | 8143-135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 17, 2025 |
| Property Address | 285 ELM ST, WARWICK, RI 02888-3120 |
| Document Number | 0010810-20 |
| Book / Page | 10810 / 20 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 14602 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 ELM ST, WARWICK, RI 02888-3120 |
| Document Number | 0000014603 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 14603 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Number | 0010810-37 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 10810/37 |
| Instrument | 14604 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2040 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 7, 2023 |
| Property Address | 285 ELM ST, WARWICK, RI 02888-3120 |
| Document Number | 010379-178 |
| Book / Page | 10379 / 178 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 9348 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,730.00 (+9.38%) | $293,700 (+22.22%) Land $101,100 Building $192,600 | |
| 2024 | $243,580 | ||
| 2023 | $3,410.00 (+6.33%) | $240,300 (+40.36%) Land $87,900 Building $152,400 | |
| 2022 | $3,207.00 | $171,200 Land $56,900 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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