307 E Spruce St, Chatsworth, IL 60921 Property Records

Livingston County property record for 307 E Spruce St, Chatsworth, IL 60921

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,667 sqft · built 1949
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Tax Bill$3,022 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-27-03-107-010

Property Details

APN / Parcel Number

Primary APN27-27-03-107-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,667 sqft Living Area
Basement Area392 sqft
Unfinished Basement392 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions160 ft deep x 125 ft wide
Garage TypeAttached
Garage Area540 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address307 E SPRUCE ST
CityCHATSWORTH
StateIL
Zip60921-7008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description27-03-107-010 LOT 125 X 160 LOTS 5 & 6 & E1/2 LOT 7 BLK 4 BOIES & WYMAN'S ADD
Legal SubdivisionBOIES & WYMAN'S ADD
Legal Block4
Legal Lot Number5-7
JurisdictionLIVINGSTON IL
Township / Civil DivisionCHATSWORTH
Census Block Group2
Census Block2018
Census Tract961000

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 E SPRUCE ST, CHATSWORTH, IL 60921-7008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address307 E SPRUCE ST, CHATSWORTH, IL 60921-7008
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R06352
DateDec 28, 2021
Instrument2021R-06352
Lender
NameVERMILION VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 21, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionChatsworth Township
MunicipalityChatsworth Town
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,022.00$35,151 Land $2,612 Building $32,539$105,453 Land $7,836 Building $97,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATSWORTH
serves 1,200 people · EPA ID IL1050100
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Nextlink, Watch TV.

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