207 E Spruce St, Chatsworth, IL 60921 Property Records

Livingston County property record for 207 E Spruce St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1955
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-106-002`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-106-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Basement Area	1,194 sqft
Unfinished Basement	1,194 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	207 E SPRUCE ST
City	CHATSWORTH
State	IL
Zip	60921-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-106-002 LOT 100 X 160 LOTS 4 & 5 BLK 5 BOIES & WYMAN'S ADD
Legal Subdivision	BOIES & WYMAN'S ADD
Legal Block	5
Legal Lot Number	4,5
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2013
Census Tract	961000

Owner

Source: Livingston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 E HICKORY ST, CHATSWORTH, IL 60921-7513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2009
Transfer Doc	594338
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	207 E SPRUCE ST, CHATSWORTH, IL 60921-7005
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R04630
Date	Oct 21, 2025
Instrument	2025R-04630

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 10, 2025
Property Address	207 E SPRUCE ST, CHATSWORTH, IL 60921-7005
Document Number	2025R03957
Instrument Date	Apr 1, 2025
Instrument	2025R-03957
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 E SPRUCE ST, CHATSWORTH, IL 60921-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E SPRUCE ST, CHATSWORTH, IL 60921-7005

Mortgage

Document Number	2025R03958
Date	Sep 10, 2025
Instrument	2025R-03958

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (+7.18%)	$35,518 (+9%) Land $2,091 Building $33,427	$106,554 (+9%) Land $6,273 Building $100,281
2024	$2,855.00 Homeowner's exemption	$32,585 Land $1,918 Building $30,667	$97,755 Land $5,754 Building $92,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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