307 E Old Highway 74, Monroe, NC 28112 Property Records

Union County property record for 307 E Old Highway 74, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,653 sqft · built 1938
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2025)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-121-008`

Property Details

APN / Parcel Number

Primary APN	`09-121-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	307 E OLD HIGHWAY 74
City	MONROE
State	NC
Zip	28112-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	9158-0300
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2033
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 E OLD HIGHWAY 74, MONROE, NC 28112-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 16, 2022	Warranty Deed, Transfer HARBOR CITY TITLE
Mar 16, 2022	Warranty Deed, Transfer HARBOR CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	202517774
Deed Book / Page	9158 / 300
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 15, 2025
Property Address	307 E OLD HIGHWAY 74, MONROE, NC 28112-8123
Document Number	0009158300
Book / Page	9158 / 300
Instrument Date	Jul 15, 2025
Instrument	17774
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9006 TRAILHEAD CT, CHARLOTTE, NC 28227-3214

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017775
Date	Jul 15, 2025
Instrument	17775

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 16, 2022
Property Address	307 E OLD HIGHWAY 74, MONROE, NC 28112-8123
Document Number	0008427291
Book / Page	8427 / 291
Instrument Date	Mar 14, 2022
Instrument	9893
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	930 OLIVE AVE, HANFORD, CA 93230-5658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 EASTWAY DR, CHARLOTTE, NC 28205-6268
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 16, 2022
Property Address	307 E OLD HIGHWAY 74, MONROE, NC 28112-8123
Document Number	0008427408
Book / Page	8427 / 408
Instrument Date	Mar 14, 2022
Instrument	9909
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 EASTWAY DR, CHARLOTTE, NC 28205-6268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 DOUGHY CIRCLE, CHARLOTTE, NC 28212

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+18.76%)	$157,200 (+48.16%) Land $73,500 Building $83,700	$157,200 (+48.16%) Land $73,500 Building $83,700
2023	$1,157.00	$106,100 Land $33,000 Building $73,100	$106,100 Land $33,000 Building $73,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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