217 E Old Highway 74, Monroe, NC 28112 Property Records

Union County property record for 217 E Old Highway 74, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,695 sqft · built 1981
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2025)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-121-006B`

Property Details

APN / Parcel Number

Primary APN	`09-121-006B`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	217 E OLD HIGHWAY 74
City	MONROE
State	NC
Zip	28112-8122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#4 DILLON PB3 PG182
Legal Subdivision	DILLON SUBDIVISION
Legal Lot Number	4
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2033
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	202530918
Deed Book / Page	9250 / 880
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	5041120
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 21, 2025
Property Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122
Document Number	0009250880
Book / Page	9250 / 880
Map Reference	MB 3 PG 182
Instrument Date	Nov 21, 2025
Instrument	30918
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122

Mortgage

Document Number	0000030919
Date	Nov 21, 2025
Instrument	30919

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0009250901
Date	Nov 21, 2025
Book Page	9250/901
Instrument	30920

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 7, 2021
Property Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122
Document Number	8271582
Book / Page	8271 / 582
Map Reference	MB 3 PG 182
Instrument Date	Sep 28, 2021
Instrument	47930
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E OLD HIGHWAY 74, MONROE, NC 28112-8122

Mortgage

Document Number	47931
Date	Oct 7, 2021
Instrument	47931

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 (+5.46%)	$353,600 (+31.55%) Land $69,300 Building $284,300	$353,600 (+31.55%) Land $69,300 Building $284,300
2023	$2,931.00	$268,800 Land $27,100 Building $241,700	$268,800 Land $27,100 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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