307 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 307 E Houston St, Monroe, NC 28112

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2019)
Tax Bill	$442 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-231-125A`

Property Details

APN / Parcel Number

Primary APN	`09-231-125A`

Exterior

Lot Area	15,507 sqft (0.356 acres)

Location & Zoning

Street Address	307 E HOUSTON ST
City	MONROE
State	NC
Zip	28112-5633
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-10 MONRO
Legal Description	#2 OPCO801
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2091
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 COVIL AVE, WILMINGTON, NC 28403-0706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Feb 6, 2002 · Amount on Record
Deed Document Number	201931685
Deed Book / Page	7490 / 304
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	7490301
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 15, 2019
Property Address	307 E HOUSTON ST, MONROE, NC 28112-5633
Document Number	0007490304
Book / Page	7490 / 304
Map Reference	CAB O FILE 801
Instrument Date	Oct 15, 2019
Instrument	0031685
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 COVIL AVE, WILMINGTON, NC 28403-0706

Mortgage

Document Number	0000031686
Date	Oct 15, 2019
Instrument	0031686

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 15, 2019
Property Address	307 E HOUSTON ST, MONROE, NC 28112-5633
Document Number	7490301
Book / Page	007490 / 000301
Instrument Date	Oct 11, 2019
Instrument	31684
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E HOUSTON ST MONROE NC 28112, MONROE, NC 28112

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,600 (-) Land $50,600	$50,600 (-) Land $50,600
2025	$442.00 (+209.09%)	$50,600 (+283.33%) Land $50,600	$50,600 (+283.33%) Land $50,600
2023	$143.00	$13,200 Land $13,200	$13,200 Land $13,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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