303 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 303 E Houston St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 4,095 sqft · built 1920
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Sep 2022)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-231-124`

Property Details

APN / Parcel Number

Primary APN	`09-231-124`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	4,095 sqft Living Area
1st Floor Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)

Exterior Amenities

Porch	Slab
Porch Area	983 sqft
Deck Area	243 sqft
Patio Area	243 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 E HOUSTON ST
City	MONROE
State	NC
Zip	28112-5633
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8576-844
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2091
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 E HOUSTON ST, MONROE, NC 28112-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Mar 19, 2003
Deed Document Number	202233278
Deed Book / Page	8576 / 844
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	7938399
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 23, 2022
Property Address	303 E HOUSTON ST, MONROE, NC 28112-5633
Document Number	0008576844
Book / Page	8576 / 844
Instrument Date	Sep 22, 2022
Instrument	33278
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	798 DELTA WAY, 798, WATSONVILLE, CA 95076-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E HOUSTON ST, MONROE, NC 28112-5633

Mortgage

Document Number	0000033279
Date	Sep 23, 2022
Instrument	33279

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 30, 2020
Property Address	303 E HOUSTON ST, MONROE, NC 28112-5633
Document Number	7938399
Book / Page	007938 / 000399
Instrument Date	Dec 15, 2020
Instrument	54492
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 E HOUSTON ST MONROE NC 281125633, MONROE, NC 28112-5633

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (-11.04%)	$410,300 (+10.98%) Land $78,300 Building $332,000	$410,300 (+10.98%) Land $78,300 Building $332,000
2023	$4,031.00	$369,700 Land $25,500 Building $344,200	$369,700 Land $25,500 Building $344,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile USA.

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