Bergen County and Ramsey Borough property record for 307 E Crescent Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,096 sqft · built 1978 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jun 2017) |
| Tax Bill | $14,563 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05002-0000-00017-01 |
| Primary APN | 48-05002-0000-00017-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 2,096 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 19,994 sqft (0.459 acres) |
| Old Parcel Number | 48050020000000171 |
|---|---|
| Street Address | 307 E CRESCENT AVE |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.459AC |
| Legal Block | 5002 |
| Legal Lot Number | 17.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jan 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Jun 28, 2017 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | May 20, 2004 · Amount on Record |
| Deed Document Number | 201749320 |
| Deed Book / Page | 2652 / 1108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048580272 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 4858/272 |
| Instrument | 2022106984 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047091676 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 4709/1676 |
| Instrument | 2022060076 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0045510284 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 4551/284 |
| Instrument | 2022010336 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031470659 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 3147/659 |
| Instrument | 19-001363 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2017 |
| Property Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Document Number | 0026521108 |
| Book / Page | 02652 / 1108 |
| Instrument Date | May 1, 2017 |
| Instrument | 17-049320 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 E CRESS AVE, 307, RAMSEY, NJ 07446 |
| Name | Verified Name |
|---|---|
| Address | 307 E CRESCENT AVE, RAMSEY, NJ 07446-2007 |
| Document Number | 0026521114 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 02652/1114 |
| Instrument | 17-049320.01 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2032 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729,800 (+3.18%) Land $353,400 Building $376,400 | $729,800 (+3.18%) Land $353,400 Building $376,400 | |
| 2025 | $14,563.00 (-2.87%) | $707,300 (+33.13%) Land $333,400 Building $373,900 | $707,300 (+33.13%) Land $333,400 Building $373,900 |
| 2024 | $14,993.00 (+7.58%) | ||
| 2023 | $531,300 Land $246,000 Building $285,300 | $531,300 Land $246,000 Building $285,300 | |
| 2022 | $13,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures