294 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 294 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,754 sqft · built 1979
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,850 (2025)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`48-05101-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`48-05101-0000-00020`
Alternative APN	`480510100020`

Interior

Stories	1 Story
Building Area	2,754 sqft Living Area
1st Floor Area	2,754 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	23,479 sqft (0.539 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	294 E CRESCENT AVE
City	RAMSEY
State	NJ
Zip	07446-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.539AC
Legal Subdivision	BRAEMAR/RAMSEY
Legal Block	5101
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1002
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 E CRESCENT AVE, RAMSEY, NJ 07446-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	294 E CRESCENT AVE, RAMSEY, NJ 07446-2004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034181207
Date	Nov 22, 2019
Book Page	3418/1207
Instrument	19-081393

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,000 (+2.88%) Land $323,500 Building $468,500	$792,000 (+2.88%) Land $323,500 Building $468,500
2025	$15,850.00 (+3.92%)	$769,800 (+42.42%) Land $305,500 Building $464,300	$769,800 (+42.42%) Land $305,500 Building $464,300
2024	$15,252.00 (+7.58%)
2023		$540,500 Land $225,000 Building $315,500	$540,500 Land $225,000 Building $315,500
2022	$14,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20