St. Clair County property record for 307 E Church St, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 788 sqft · built 1900 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Nov 2009) |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-40-950-0085-000 |
| Primary APN | 74-40-950-0085-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 788 sqft Living Area |
| 1st Floor Area | 596 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 307 E CHURCH ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | W 1/2 OF LOTS 11 & 12 B2N R3E VILLAGE OF CAPAC SEC 21 & 22 T7N R13E |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | NORTH OF MILL STREET |
| Legal Lot Number | 11-12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 657100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 E CHURCH ST, CAPAC, MI 48014-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Prior Sale | Mar 11, 2009 · Amount on Record |
| Deed Document Number | 200924164 |
| Deed Book / Page | 3995 / 854 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 003640/196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 307 E CHURCH ST, CAPAC, MI 48014-3117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 307 E CHURCH ST, CAPAC, MI 48014-3117 |
| Document Number | 0005640997 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 5640/997 |
| Instrument | 2023013248 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,100 (+15.35%) | $114,200 (+15.35%) | |
| 2025 | $816.00 (+3.29%) Homeowner's exemption | $49,500 (+1%) | |
| 2024 | $790.00 (+12.54%) | $99,000 (+1%) | |
| 2023 | $45,000 | ||
| 2022 | $702.00 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless · Fiber in parts of the area | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Highline Internet, Verizon.
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