203 E Church St, Capac, MI 48014 Property Records

St. Clair County property record for 203 E Church St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,096 sqft · built 1920
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jun 2021)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0062-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0062-000`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,046 sqft
Basement Area	1,046 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 E CHURCH ST
City	CAPAC
State	MI
Zip	48014-3195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 1 B2N R2E VILLAGE OF CAPAC SECTION 21 & 22 T7N R13E
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	2
Census Block	2007
Census Tract	657100

Owner

203 E Church St is owned by an individual who bought it in June 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1068 MAPLE LEAF DR, ROCHESTER HILLS, MI 48309-3713
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 1, 2021	Warranty Deed, Transfer LIBERTY TITLE
Nov 21, 2018	Deed of Trust, Mortgage NORTH CHAPEL FUNERAL DIRECTORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	202116177
Deed Book / Page	5372 / 663
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0053720683
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 1, 2021
Property Address	203 E CHURCH ST, CAPAC, MI 48014-3195
Document Number	0005372683
Book / Page	5372 / 683
Map Reference	LB H PG 72
Instrument Date	Apr 30, 2021
Instrument	2021016180
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 MAPLE LEAF DR, ROCHESTER HILLS, MI 48309-3713

Mortgage

Document Number	2021016179
Date	Jun 1, 2021
Instrument	2021016179

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 1, 2021
Property Address	203 E CHURCH ST, CAPAC, MI 48014-3195
Document Number	0005372663
Book / Page	5372 / 663
Map Reference	LB H PG 72
Instrument Date	Apr 30, 2021
Instrument	2021016177
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7675 SAYLES RD, 7675, BROCKWAY, MI 48097-3340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 MAPLE LEAF DR, ROCHESTER HILLS, MI 48309-3713

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	203 E CHURCH ST, CAPAC, MI 48014-3195
Document Number	0050110880
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7675 SAYLES RD BROCKWAY MI 480973340, BROCKWAY, MI 48097-3340

Mortgage

Document Number	0050110880
Date	Nov 29, 2018
Book Page	005011/000880

Lender

Name	NORTH CHAPEL FUNERAL DIRECTORS
Address	2600 STRAWBERRY LN, PORT HURON, MI 48060-1725

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 E Church St was $4,403, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+12.65%)	$238,600
2025	$4,403.00 (+3.04%)	$105,900
2024	$4,273.00		$211,800
2023		$96,400
2022	$3,829.00		$192,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 E Church St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 E Church St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

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