307 E Charles St, Muncie, IN 47305 Property Records

Delaware County property record for 307 E Charles St, Muncie, IN 47305

Property Summary

Property Type	Duplex
Details	3.5 ba · 9,672 sqft · built 1900
Lot Size	0.522 acres (22,750 sqft)
Owner	Company Name on Record
Tax Bill	$648 (2025)
Deeds & Mortgages	Jun 2021 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-15-110-001.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-15-110-001.000-003`
Alternative APN	`1115110001000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	2 Stories
Building Area	9,672 sqft Living Area
Gross Area	7,824 sqft
1st Floor Area	7,824 sqft
Attic	Attic
Attic Area	3,696 sqft
Basement Area	4,968 sqft
Unfinished Basement	4,968 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	22,750 sqft (0.522 acres)
Garage Type	Basement
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 15 110 001 000
Street Address	307 E CHARLES ST
City	MUNCIE
State	IN
Zip	47305-2416
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TURNERS SUB N60FT LOT 3 OF OL 1 & 2 MINUS TURNER 3RD ADD
Legal Subdivision	TURNERS SUB
Legal Lot Number	3
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1051
Census Tract	2800

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 E CHARLES ST, MUNCIE, IN 47305-2416
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 28, 2021
Property Address	307 E CHARLES ST, MUNCIE, IN 47305-2416
Document Number	2021R10545
Map Reference	PB2PG85IN19915146
Instrument Date	Jun 22, 2021
Instrument	2021R10545
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E CHARLES ST, MUNCIE, IN 47305-2416

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	307 E CHARLES ST, MUNCIE, IN 47305-2416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02906
Date	Mar 7, 2019
Instrument	2019R02906

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00	$400,000 (+22.36%) Land $39,800 Building $360,200	$400,000 (+22.36%) Land $39,800 Building $360,200
2024	$648.00
2023	$648.00	$326,900 Land $39,800 Building $287,100	$326,900 Land $39,800 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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