110 E Charles St, Muncie, IN 47305 Property Records

Delaware County property record for 110 E Charles St, Muncie, IN 47305

Property Summary

Property Type	Commercial Office
Details	37,950 sqft · built 1964
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Apr 2026)
Tax Bill	$53,790 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-15-105-008.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-15-105-008.000-003`
Alternative APN	`1115105008000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Units	3 Units
Stories	3 Stories
Building Area	37,950 sqft Total Area
1st Floor Area	37,950 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	16,553 sqft (0.38 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 15 105 008 000
Street Address	110 E CHARLES ST
City	MUNCIE
State	IN
Zip	47305-2468
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	PT NW QTR NW QTR & VAC ALLEY ADJ 0.3800ACRES STR: 152010 IN: OUT:
Legal Subdivision	CRESTON ADDITION
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1042
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walnut Street Historic District listed 1989 · 67 contributing resources · NRIS 88002112

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 NW 18TH ST, RICHMOND, IN 47374-3936
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Line of Credit FIRST BANK OF RICHMOND
Apr 1, 2026	Warranty Deed, Transfer · Line of Credit FIRST BANK/RICHMOND
May 4, 2020	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 9, 2007
Deed Document Number	20264439
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	2020R05250
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 1, 2026
Property Address	110 E CHARLES ST, MUNCIE, IN 47305-2468
Document Number	2026R04439
Instrument Date	Mar 30, 2026
Instrument	20264439
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 NW 18TH ST, RICHMOND, IN 47374-3936

Mortgage

Document Number	0000004440,
Date	Apr 1, 2026
Instrument	20264440

Lender

Name	FIRST BANK OF RICHMOND

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2031

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 1, 2026
Property Address	110 E CHARLES ST, MUNCIE, IN 47305-2468
Document Number	0000004439
Instrument Date	Mar 30, 2026
Instrument	20264439
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 NW 18TH ST, RICHMOND, IN 47374-3936

Mortgage

Document Number	0000004440,
Date	Apr 1, 2026
Instrument	20264440

Lender

Name	FIRST BANK/RICHMOND

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2031

Interest

Rate	6.01%
Max Rate	-1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	May 4, 2020
Property Address	110 E CHARLES ST, MUNCIE, IN 47305-2468
Document Number	2020R05250
Instrument Date	Apr 20, 2020
Instrument	2020R05250
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 LIBERTY ST, 100, WARREN, PA 16365-2411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LIBERTY ST, WARREN, PA 16365-2411

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53,790.00 (+69.26%)	$1,771,400 (+4.14%) Land $138,300 Building $1,633,100	$1,771,400 (+4.14%) Land $138,300 Building $1,633,100
2024	$31,779.00 (+%)
2023	$31,778.00 (+7.18%)	$1,700,900 (-1.1%) Land $138,300 Building $1,562,600	$1,700,900 (-1.1%) Land $138,300 Building $1,562,600
2022	$29,648.00 (+8.72%)	$1,719,900 Land $138,300 Building $1,581,600	$1,719,900 Land $138,300 Building $1,581,600
2021	$27,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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