307 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 307 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1918
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2025)
Tax Bill	$2,278 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Mar 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`7824-02-178-020`

Property Details

APN / Parcel Number

Primary APN	`7824-02-178-020`
Alternative APN	`040/05539-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	832 sqft
Attic Area	216 sqft
Basement Area	582 sqft

Exterior

Year Built	Built 1918
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	140 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	307 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 48 F N 96 F LOTS 1 & 2 BLK 60 STEWARTS ADDITION
Legal Range	24W
Legal Township	78N
Legal Section	2
Legal Subdivision	STEWARTS ADD
Legal Block	60
Legal Lot Number	1,2 2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2004
Census Tract	5200

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E 16TH ST, DES MOINES, IA 50316-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 21, 2025	Warranty Deed, Construction Loan · Construction Mortgage 8035 DEVELOPMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Mar 21, 2025 · Amount on Record
Deed Document Number	2025-00021255
Deed Book / Page	20109 / 536
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK IA
Recording Date	Apr 21, 2025
Property Address	307 E 16TH ST, DES MOINES, IA 50316-3514
Document Number	0000021255
Book / Page	20109 / 536
Instrument Date	Apr 16, 2025
Instrument	2025-00021255
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E 16TH ST, DES MOINES, IA 50316-3514

Mortgage

Document Number	0000021256
Date	Apr 21, 2025
Instrument	2025-00021256

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 21, 2025
Property Address	307 E 16TH ST, DES MOINES, IA 50316-3514
Document Number	0000014983
Book / Page	20080 / 588
Instrument Date	Mar 20, 2025
Instrument	2025-00014983
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 BELTAIRE AVE, WINDSOR HEIGHTS, IA 50324-1423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014984
Date	Mar 21, 2025
Instrument	2025-00014984

Lender

Name	8035 DEVELOPMENT LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Jul 20, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,100 (+13.74%) Land $12,800 Building $116,300	$129,100 (+13.74%) Land $12,800 Building $116,300
2024	$2,278.00 (+30.92%)
2023		$113,500 Land $11,200 Building $102,300	$113,500 Land $11,200 Building $102,300
2020	$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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