274 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 274 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,528 sqft · built 2004
Lot Size	0.195 acres (8,497 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (May 2022)
Tax Bill	$4,698 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-02-158-037`

Property Details

APN / Parcel Number

Primary APN	`7824-02-158-037`
Alternative APN	`040/05105-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	800 sqft
Upper Floors Area	728 sqft
Basement Area	800 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,497 sqft (0.195 acres)
Lot Width	85 ft Width
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft
Canopy	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	274 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL I BK 10253 PG 915 LOTS 13 & 14 BLK 43 STEWARTS ADDITION
Legal Subdivision	STEWARTS ADD
Legal Block	43
Legal Lot Number	13,14 14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3008
Census Tract	5200

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	274 E 16TH ST, DES MOINES, IA 50316-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Document Number	2022-00041368
Deed Book / Page	19119 / 356
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 23, 2022
Property Address	274 E 16TH ST, DES MOINES, IA 50316-3959
Document Number	0000041368
Book / Page	19119 / 356
Map Reference	MB 10253 PG 915
Instrument Date	May 3, 2022
Instrument	2022-00041368
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$379.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 E 16TH ST, DES MOINES, IA 50316-3959

Mortgage

Document Number	0000041370
Date	May 23, 2022
Instrument	2022-00041370

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 5, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Mortgage

Document Number	0000041371
Date	May 23, 2022
Book Page	19119/375
Instrument	2022-00041371

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,500 (+13.03%) Land $15,500 Building $249,000	$264,500 (+13.03%) Land $15,500 Building $249,000
2024	$4,698.00 (+23.7%)
2023		$234,000 Land $13,500 Building $220,500	$234,000 Land $13,500 Building $220,500
2020	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2010)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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