307 Cottage Ln, Cape Fair, MO 65624 Property Records

Stone County property record for 307 Cottage Ln, Cape Fair, MO 65624

Property Summary

Property Type	Single Family Home
Details	3,093 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2026)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-28-004-003-031.000`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-28-004-003-031.000`

Interior

Stories	1 Story
Building Area	3,093 sqft Living Area
1st Floor Area	3,099 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Utility Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 COTTAGE LN
City	CAPE FAIR
State	MO
Zip	65624-5295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HOLIDAY HILL 1ST ADDITION ( ALSO BK2 PG100 ) LOT 30, 31, & 32 BLK A
Legal Range	24
Legal Township	24
Legal Section	28
Legal Subdivision	HOLIDAY HILL 1ST ADDITION
Legal Block	3
Legal Lot Number	30-31
Jurisdiction	STONE MO
Township / Civil Division	FLAT CREEK A
Census Block Group	1
Census Block	1001
Census Tract	90202

Owner

Source: Stone County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 COTTAGE LN, CAPE FAIR, MO 65624-5295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage OMB BANK
Mar 5, 2024	Warranty Deed, Transfer · VA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	20262678
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	307 COTTAGE LN, CAPE FAIR, MO 65624-5295
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 COTTAGE LN, CAPE FAIR, MO 65624-4272

Mortgage

Document Number	202600002679
Date	Mar 10, 2026
Instrument	202600002679

Lender

Name	OMB BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Mar 5, 2024
Property Address	307 COTTAGE LN, CAPE FAIR, MO 65624
Document Number	202400002049
Map Reference	MB 2 PG 99&100
Instrument Date	Feb 29, 2024
Instrument	202400002049
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 COTTAGE LN, CAPE FAIR, MO 65624

Mortgage

Document Number	202400002050
Date	Mar 5, 2024
Instrument	202400002050

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Galena R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00	$28,040 (-)	$147,600 (-) Land $5,500 Building $142,100
2024	$1,306.00 (+0.38%)
2023	$1,301.00	$28,040	$147,600 Land $5,500 Building $142,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cottage Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures