Union County and Cranford Township property record for 307 Central Ave, Cranford, NJ 07016 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,676 sqft · built 1966 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2017) |
| Tax Bill | $16,475 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00225-0000-00005 |
| Primary APN | 03-00225-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 2119001 |
|---|---|
| Street Address | 307 CENTRAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 225 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 37000 |
Source: Union County and Cranford Township records · APN 03-00225-0000-00005
Assessment roll updated July 8, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 CENTRAL AVE, CRANFORD, NJ 07016-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| May 31, 2017 | Grant Deed, Transfer · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Nov 21, 1994 · Amount on Record |
| Deed Document Number | 2017287049 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0057610737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 307 CENTRAL AVE, CRANFORD, NJ 07016-2301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0147652653 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 14765/2653 |
| Instrument | 698670 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 31, 2017 |
| Property Address | 307 CENTRAL AVE, CRANFORD, NJ 07016-2301 |
| Document Number | 0061910740 |
| Book / Page | 006191 / 000740 |
| Instrument Date | May 22, 2017 |
| Instrument | 287049 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2017 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 CENTRAL AVE CRANFORD NJ 070162301, CRANFORD, NJ 07016-2301 |
| Document Number | 142790608 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 014279/000608 |
| Instrument | 641115 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,300 (-) Land $100,700 Building $126,600 | $227,300 (-) Land $100,700 Building $126,600 | |
| 2025 | $16,475.00 (+6.92%) | $227,300 (-) Land $100,700 Building $126,600 | $227,300 (-) Land $100,700 Building $126,600 |
| 2024 | $15,409.00 (+2.53%) | ||
| 2023 | $227,300 Land $100,700 Building $126,600 | $227,300 Land $100,700 Building $126,600 | |
| 2022 | $15,029.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 85 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 in force 83 of 85 on primary residences |
| Nearby Flood Claims | 230 (1978–2023) |
| Claims Outside the SFHA | 26 of 230 |
| Most Recent Claim | May 2023, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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