306 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 306 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1921
Lot Size	0.146 acres (6,373 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Feb 2004)
Tax Bill	$14,771 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00227-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00227-0000-00003`
Alternative APNs	`030022700003` `2151001`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	6,373 sqft (0.146 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2151001
Street Address	306 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	227
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5023
Census Tract	37000

Owner

Source: Union County and Cranford Township records · APN 03-00227-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 CENTRAL AVE, CRANFORD, NJ 07016-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2004 · Amount on Record
Deed Sale	Feb 18, 2004 · Amount on Record
Deed Book / Page	5417 / 273
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	306 CENTRAL AVE, CRANFORD, NJ 07016-2302
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148652295
Date	Jan 22, 2021
Book Page	14865/2295
Instrument	1970

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,800 (-) Land $90,800 Building $113,000	$203,800 (-) Land $90,800 Building $113,000
2025	$14,771.00 (+6.92%)	$203,800 (-) Land $90,800 Building $113,000	$203,800 (-) Land $90,800 Building $113,000
2024	$13,815.00 (+2.52%)
2023		$203,800 Land $90,800 Building $113,000	$203,800 Land $90,800 Building $113,000
2022	$13,475.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 85 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023, rainfall accumulation
Claims By Storm	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 711 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.