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307 Carter Forest Dr, Ashland, VA 23005 Property Records

Hanover County property record for 307 Carter Forest Dr, Ashland, VA 23005

Property Summary

Property TypeSingle Family Home
Details7 bd · 4.5 ba · 2,548 sqft · built 2012
Lot Size1 acres (43,865 sqft)
Owner2 Individual Names on File
Last Sale$432,000 (Nov 2012)
Tax Bill$5,720 (2026)
Deeds & MortgagesJan 2022 Refinance
Flood ZoneZone X (minimal risk)
APN7870-66-0628

Property Details

APN / Parcel Number

Primary APN7870-66-0628
Alternative APN
  • 10187701

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,548 sqft Living Area
1st Floor Area836 sqft
2nd Floor Area1,936 sqft
AtticAttic
Attic Area660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialStone
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area43,865 sqft (1 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area192 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10187701
Street Address307 CARTER FOREST DR
CityASHLAND
StateVA
Zip23005-1265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRC
Legal DescriptionCARTERS HILL LOT 23
Legal SubdivisionCARTERS HILL
Legal Lot Number23
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1008
Census Tract320601

Owner

307 Carter Forest Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Hanover County records, as of June 4, 2026

Owner of Record2 Individual Names on File
Mailing Address307 CARTER FOREST DR, ASHLAND, VA 23005-1265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2012 · Amount on File
Deed SaleNov 28, 2012 · Amount on File
Prior SaleMay 2, 2012 · Amount on File
Deed Document Number2012163750
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address307 CARTER FOREST DR, ASHLAND, VA 23005-1265
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003343844
DateJan 24, 2022
Book Page3343/844
Instrument20220124000012530
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2042
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

The 2026 property tax bill for 307 Carter Forest Dr was $5,720.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,720.00$706,200 Land $135,000 Building $571,200$706,200 Land $135,000 Building $571,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Carter Forest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2012–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Carter Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber, Verizon.

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