301 Carter Forest Dr, Ashland, VA 23005 Property Records

Hanover County property record for 301 Carter Forest Dr, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,410 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Nov 2020)
Tax Bill	$4,593 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7870-66-6723`

Property Details

APN / Parcel Number

Primary APN	`7870-66-6723`
Alternative APN	`10194924`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	2,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10194924
Street Address	301 CARTER FOREST DR
City	ASHLAND
State	VA
Zip	23005-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRC
Legal Description	CARTERS HILL LOT 20
Legal Subdivision	CARTERS HILL
Legal Lot Number	20
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1008
Census Tract	320601

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK
Mar 11, 2026	Gift Deed, Transfer · Stand-Alone Second Mortgage EASTMAN CU
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Deed Document Number	2020208230
Deed Book / Page	3283 / 2698
Last Transfer Date	Feb 18, 2026
Transfer Doc	0034392072
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033612458
Date	Aug 30, 2022
Book Page	3361/2458
Instrument	20220830000124030

Lender

Name	VILLAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HANOVER VA
Recording Date	Mar 11, 2026
Property Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265
Document Number	0034392072
Book / Page	3439 / 2072
Map Reference	MB 39 PG 75
Instrument Date	Feb 18, 2026
Instrument	20260311000026830
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265

Mortgage

Document Number	20260311000026840
Date	Mar 11, 2026
Instrument	20260311000026840

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.25%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 12, 2020
Property Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265
Document Number	32832698
Book / Page	3283 / 2698
Instrument Date	Nov 5, 2020
Instrument	20201112000208230
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CARTER FOREST DR, ASHLAND, VA 23005-1265

Mortgage

Document Number	20201112000208240
Date	Nov 12, 2020
Instrument	20201112000208240

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,593.00 (+16.01%)	$567,100 (+16.02%) Land $135,000 Building $432,100	$567,100 (+16.02%) Land $135,000 Building $432,100
2025	$3,959.00	$488,800 Land $135,000 Building $353,800	$488,800 Land $135,000 Building $353,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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