307 Bowers St, Waco, TX 76704 Property Records

McLennan County property record for 307 Bowers St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1920
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on File
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-011400-001800-5`

Property Details

APN / Parcel Number

Primary APN	`48-011400-001800-5`
Alternative APNs	`4801140000180050111` `169852`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	307 BOWERS ST
City	WACO
State	TX
Zip	76704-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DAVIS E P LOT 14C BLOCK L ACRES .0918
Legal Subdivision	DAVIS E P
Legal Block	L
Legal Lot Number	14C
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	1500

Owner

307 Bowers St is owned by a company that acquired it in August 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	1090 ESTES RD, LORENA, TX 76655-3375
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK
Apr 14, 2020	Loan Modification, Mortgage SECURITY BK/CRAWFORD
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Warranty Deed, Transfer SECURITY BK/CRAWFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Deed Document Number	202324560
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Apr 9, 2026
Property Address	307 BOWERS ST, WACO, TX 76704-3160
Document Number	0000010997
Instrument Date	Apr 3, 2026
Instrument	202610997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1090 ESTES RD, LORENA, TX 76655-3375

Mortgage

Document Number	0000010997,
Date	Apr 9, 2026
Instrument	202610997

Lender

Name	AMERICAN BANK

Agreement

Type	Line of Credit

Interest

Rate	6%
Max Rate	-1%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	307 BOWERS ST, WACO, TX 76704-3160
Document Number	0000013319
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number	0000013319
Date	Apr 27, 2020
Instrument	13319

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 26, 2019
Property Address	307 BOWERS ST, WACO, TX 76704-3160
Document Number	0000039403
Instrument Date	Nov 26, 2019
Instrument	39403
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 BOWERS ST WACO TX 767043160, WACO, TX 76704-3160

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2017
Property Address	307 BOWERS ST, WACO, TX 76704-3160
Document Number	0000020266
Instrument Date	Jun 21, 2017
Instrument	20266
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423
Investor	Possibly a Property Investor

Mortgage

Document Number	20267
Date	Jun 22, 2017
Instrument	20267

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 307 Bowers St was $1,449, up 5.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,469 (-) Land $8,320 Building $56,149	$64,469 (-) Land $8,320 Building $56,149
2025	$1,449.00 (+5.69%)	$64,469 Land $8,320 Building $56,149	$64,469 Land $8,320 Building $56,149
2024	$1,371.00
2023		$67,600 Land $8,320 Building $59,280	$67,600 Land $8,320 Building $59,280
2022	$1,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Bowers St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Bowers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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