226 Bowers St, Waco, TX 76704 Property Records

McLennan County property record for 226 Bowers St, Waco, TX 76704

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,034 sqft · built 1925
Lot Size0.155 acres (6,750 sqft)
OwnerCompany Name on File
Tax Bill$2,417 (2025)
Deeds & MortgagesSep 2023 Sale
Oct 2019 Loan Modification
Flood ZoneZone AE (high risk)
APN48-033300-004400-5

Property Details

APN / Parcel Number

Primary APN48-033300-004400-5
Alternative APNs
  • 4803330000440050111
  • 185548

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,034 sqft Living Area
Gross Area1,144 sqft
1st Floor Area1,034 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1957
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address226 BOWERS ST
CityWACO
StateTX
Zip76704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPOTTS & SHEAR LOT 16 BLOCK 3 ACRES .155
Legal SubdivisionPOTTS & SHEAR
Legal Block3
Legal Lot Number16
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2007
Census Tract1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address9913 SILVER MEADOW DR, DALLAS, TX 75217-3830
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer
ALAMO TITLE COMPANY
Oct 22, 2019Loan Modification, Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023
Deed SaleSep 20, 2023
Prior SaleJun 9, 2014 · Amount on File
Deed Document Number202329778
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 20, 2023
Property Address226 BOWERS ST, WACO, TX 76704
Document Number0000029778
Map ReferenceVOL 231 PG 264
Instrument DateSep 18, 2023
Instrument2023029778
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9913 SILVER MEADOW DR, DALLAS, TX 75217-3830

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address226 BOWERS ST, WACO, TX 76704-3126
Document Number0000042856
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 BOWERS ST WACO TX 767043126, WACO, TX 76704-3126

Mortgage

Document Number0000042856
DateDec 30, 2019
Instrument42856
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term60 Months
DueDec 29, 2024

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,908 (+5.95%) Land $13,433 Building $100,475$113,908 (-6.63%) Land $13,433 Building $100,475
2025$2,417.00 (+19.65%)$107,508 (+6.18%) Land $12,150 Building $109,840$121,990 (+20.48%) Land $12,150 Building $109,840
2024$2,020.00 (-10.97%)
2023$101,250 Land $12,150 Building $89,100$101,250 Land $12,150 Building $89,100
2022$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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