307 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 307 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,780 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Oct 2023)
Tax Bill	$3,001 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Transfer + 2 more
APN	`381700 101.77-8-22`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-8-22`
Alternative APN	`1100960`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,780 sqft Total Area
1st Floor Area	880 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1100960
Street Address	307 4TH ST
City	TROY
State	NY
Zip	12180-4602
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY FR HSE BRK FRT & C 84-23/73
Legal Block	8
Legal Lot Number	22.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36 HIGHGROVE DR, WASHINGTONVILLE, NY 10992-1172
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage A & D MORTGAGE LLC
Feb 2, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2023	Deed, Transfer
Jun 1, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	20232023-633753
Deed Book / Page	10514 / 136
Last Transfer Date	Jan 31, 2024
Transfer Doc	0105950337
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	307 4TH ST, TROY, NY 12180-4602
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112190304
Date	Mar 16, 2026
Book Page	11219/304
Instrument	2026-668712

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 2, 2024
Property Address	307 4TH ST, TROY, NY 12180-4602
Document Number	0105950337
Book / Page	10595 / 337
Instrument Date	Jan 31, 2024
Instrument	2024-637914
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HIGHGROVE DR, WASHINGTONVILLE, NY 10992-1172

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 17, 2023
Property Address	307 4TH ST, TROY, NY 12180-4602
Document Number	0105140136
Book / Page	10514 / 136
Instrument Date	Oct 13, 2023
Instrument	2023-633753
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HIGHGROVE DR, WASHINGTONVILLE, NY 10992-1172

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 1, 2022
Property Address	307 4TH ST, TROY, NY 12180-4602
Document Number	0100740146
Book / Page	10074 / 146
Instrument Date	May 13, 2022
Instrument	2022-611763
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 4TH ST, TROY, NY 12180-4602
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,001.00 (+3.63%)
2025	$2,896.00 (+51.54%)	$62,000 (+5.08%) Land $8,800 Building $53,200	$106,200 (+25.98%) Land $15,074 Building $91,126
2023		$59,000 (-) Land $8,800 Building $50,200	$84,300 (+8.59%) Land $12,574 Building $71,726
2022	$1,911.00 Homeowner's exemption Senior Citizen's exemption	$59,000 Land $8,800 Building $50,200	$77,632 Land $11,579 Building $66,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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