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306 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 306 4th St, Troy, NY 12180

Property Summary

Property TypeDuplex
Details7 bd · 3 ba · 2,289 sqft · built 1910
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Sep 2026)
Tax Bill$3,451 (2026)
Deeds & MortgagesSep 2026 Sale
Aug 2024 Sale & Mortgage
APN381700 101.77-9-17

Property Details

APN / Parcel Number

Primary APN381700 101.77-9-17
Alternative APN
  • 1101180

Interior

Bedrooms7 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,289 sqft Total Area
1st Floor Area1,008 sqft
2nd Floor Area1,008 sqft
AtticAttic
Attic Area273 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 25 ft wide
PorchPorch
Porch Area504 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1101180
Street Address306 4TH ST
CityTROY
StateNY
Zip12180-4601
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMU1
Legal Description2 STY BR HSE 9-08/72
Legal Block9
Legal Lot Number17.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract40900

Owner

Source: Rensselaer County and Troy City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8 WINDERMERE CT, WATERVLIET, NY 12189-1144
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Warranty Deed, Transfer
Aug 28, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2026 · Amount on Record
Deed SaleSep 29, 2026 · Amount on Record
Prior SaleAug 28, 2024 · Amount on Record
Deed Document Number2026676977
Deed Book / Page11392 / 248
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateSep 29, 2026
Property Address306 4TH ST, TROY, NY 12180-4601
Document Number0000676977
Book / Page11392 / 248
Instrument DateSep 25, 2026
Instrument2026676977
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WINDERMERE CT, WATERVLIET, NY 12189-1144

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 28, 2024
Property Address306 4TH ST, TROY, NY 12180-4601
Document Number0107580028
Book / Page10758 / 28
Instrument DateAug 22, 2024
Instrument2024-645858
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 7TH AVE, WATERVLIET, NY 12189-3726

Mortgage

Document Number2024645859
DateAug 28, 2024
Instrument2024-645859
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,451.00 (+64.18%)
2025$2,102.00 (+3.14%)$80,000 (+77.78%) Land $8,800 Building $71,200$137,000 (+113.06%) Land $15,070 Building $121,930
2023$45,000 (-) Land $8,800 Building $36,200$64,300 (+8.59%) Land $12,574 Building $51,726
2022$2,038.00$45,000 Land $8,800 Building $36,200$59,211 Land $11,579 Building $47,632

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Massivemesh Networks.

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