307 2nd St, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 307 2nd St, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,357 sqft · built 1908
Lot Size	0.131 acres (5,742 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,222 (2023)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884730383011`

Property Details

APN / Parcel Number

Primary APN	`884730383011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,357 sqft Living Area
1st Floor Area	798 sqft
Basement Area	798 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,742 sqft (0.131 acres)
Lot Dimensions	66 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	280 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	307 2ND ST
City	SERGEANT BLUFF
State	IA
Zip	51054-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-150
Legal Description	S 1/2 LOT 10 & A TCT IN WLY PART LOT 12 BEING 2 2.17 FT ON N X 19.70 F T ON S BLK 84
Legal Range	47
Legal Township	88
Legal Section	30
Legal Subdivision	SERGEANT BLUFFS
Legal Block	84
Legal Lot Number	10,12
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	2
Census Block	2025
Census Tract	3301

Owner

Source: Woodbury County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 516, SERGEANT BLUFF, IA 51054-0516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIOUX VALLEY COMMUNITY CU
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUX VALLEY COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	307 2ND ST, SERGEANT BLUFF, IA 51054-8506
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000170
Date	Jan 4, 2022
Instrument	2022-00170

Lender

Name	SIOUX VALLEY COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2027

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	307 2ND ST, SERGEANT BLUFF, IA 51054-8506
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005863
Date	May 19, 2020
Instrument	2020-05863

Lender

Name	SIOUX VALLEY COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,580 (+2.56%) Land $11,090 Building $99,490	$110,580 (+2.56%) Land $11,090 Building $99,490
2023	$1,222.00 (+5.16%) Homeowner's exemption	$107,820 Land $9,900 Building $97,920	$107,820 Land $9,900 Building $97,920
2022	$1,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Fiber · Cable in parts of the area	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, T-Mobile USA.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures