305 2nd St, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 305 2nd St, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2019)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`884730383007`

Property Details

APN / Parcel Number

Primary APN	`884730383007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Finished Basement	400 sqft
Unfinished Basement	464 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	240 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 2ND ST
City	SERGEANT BLUFF
State	IA
Zip	51054-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 84
Legal Subdivision	SERGEANT BLFS
Legal Block	84
Legal Lot Number	9
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	2
Census Block	2025
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 2ND ST, SERGEANT BLUFF, IA 51054-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Warranty Deed, Transfer · Line of Credit PEOPLES BK
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit SIOUXLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	201920473
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Nov 25, 2019
Property Address	305 2ND ST, SERGEANT BLUFF, IA 51054-8506
Document Number	0000020473
Instrument Date	Nov 19, 2019
Instrument	20473
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 2ND ST SERGEANT BLUFF IA 510548506, SERGEANT BLUFF, IA 51054-8506

Mortgage

Document Number	20474
Date	Nov 25, 2019
Instrument	20474

Lender

Name	PEOPLES BK
Type	Bank
Address	ROCK VALLEY, IA 51247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2039

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	305 2ND ST, SERGEANT BLUFF, IA 51054-8506
Document Number	0000016063
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1727 S SAINT AUBIN ST SIOUX CITY IA 511062581, SIOUX CITY, IA 51106-2581

Mortgage

Document Number	0000016063
Date	Aug 19, 2019
Instrument	16063

Lender

Name	SIOUXLAND BK
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00 (+1.36%)	$161,710 (+2.99%) Land $12,670 Building $149,040	$161,710 (+2.99%) Land $12,670 Building $149,040
2023	$2,348.00 (+16.82%)	$157,020 Land $11,310 Building $145,710	$157,020 Land $11,310 Building $145,710
2022	$2,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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