3069 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 3069 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,652 sqft · built 1942
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Dec 2020)
Tax Bill	$1,564 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2720281939`

Property Details

APN / Parcel Number

Primary APN	`2720281939`
Alternative APNs	`2720281730` `17702`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Wood

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	168,142 sqft (3.86 acres)

Exterior Amenities

Porch	Porch
Porch Area	356 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3069 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-6380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3069 OLD NC 18 MORGANTON, NC 28655
Legal Subdivision	LARA WILLIAMS
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	3
Census Block	3054
Census Tract	21201

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3069 OLD NC 18, MORGANTON, NC 28655-6380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Sep 28, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202017047967
Deed Book / Page	2506 / 447
Prior Transfer Date	Jun 16, 2016
Prior Transfer Doc	0022430294
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 27, 2026
Property Address	3069 OLD NC 18, MORGANTON, NC 28655-6380
Document Number	0026004766
Book / Page	2874 / 837
Instrument Date	May 1, 2026
Instrument	202626004766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HOLDINGS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3069 OLD NC 18, MORGANTON, NC 28655-6380

Mortgage

Document Number	0026004766,
Date	May 27, 2026
Book Page	2874/837
Instrument	202626004766

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 10, 2020
Property Address	3069 OLD NC 18, MORGANTON, NC 28655-6380
Document Number	0025060447
Book / Page	2506 / 447
Instrument Date	Dec 3, 2020
Instrument	2017047967
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4290 QUARRY DR, 4290, MORGANTON, NC 28655-6061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3069 OLD NC 18, MORGANTON, NC 28655-6380

Mortgage

Document Number	2017047968
Date	Dec 10, 2020
Instrument	2017047968

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 28, 2018
Property Address	3069 OLD NC 18, MORGANTON, NC 28655-6380
Document Number	0023580631
Book / Page	002358 / 000631
Instrument Date	Sep 24, 2018
Instrument	20429
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3069 OLD NC 18 MORGANTON NC 286556380, MORGANTON, NC 28655-6380

Mortgage

Document Number	23680634
Date	Sep 28, 2018
Book Page	002368/000634
Instrument	20430

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00 (+0.32%)	$222,339 (-) Land $32,313 Building $190,026	$222,339 (-) Land $32,313 Building $190,026
2025	$1,559.00 (-0.45%)	$222,339 (-) Land $32,313 Building $190,026	$222,339 (-) Land $32,313 Building $190,026
2023	$1,566.00	$222,339 Land $32,313 Building $190,026	$222,339 Land $32,313 Building $190,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

No cell data coverage reported

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