2990 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 2990 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1949
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2026)
Tax Bill	$803 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2720195146`

Property Details

APN / Parcel Number

Primary APN	`2720195146`
Alternative APN	`17703`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	140 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	200 sqft
Canopy	132 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2990 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	2990 OLD NC 18 MORGANTON, NC 28655
Legal Subdivision	HIGHWAY 18
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	3
Census Block	3000
Census Tract	21302

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2990 OLD NC 18, MORGANTON, NC 28655-7423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202626007150
Deed Book / Page	2887 / 771
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 31, 2026
Property Address	2990 OLD NC 18, MORGANTON, NC 28655-7423
Document Number	0026007150
Book / Page	2887 / 771
Instrument Date	Jul 13, 2026
Instrument	202626007150
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 OLD NC 18, MORGANTON, NC 28655-7423

Mortgage

Document Number	0000007151,
Date	Jul 31, 2026
Instrument	20267151

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 29, 2021
Property Address	2990 OLD NC 18, MORGANTON, NC 28655-7423
Document Number	0025370393
Book / Page	2537 / 393
Instrument Date	Apr 29, 2021
Instrument	2021004948
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 OLD NC 18, MORGANTON, NC 28655-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	2021004949
Date	Apr 29, 2021
Instrument	2021004949

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$803.00 (+0.63%)	$107,091 (-) Land $26,485 Building $80,606	$107,091 (-) Land $26,485 Building $80,606
2025	$798.00 (-0.25%)	$107,091 (-) Land $26,485 Building $80,606	$107,091 (-) Land $26,485 Building $80,606
2023	$800.00	$107,091 Land $26,485 Building $80,606	$107,091 Land $26,485 Building $80,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

No cell data coverage reported

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