30682 Southern Cross Rd, Temecula, CA 92592 Property Records

Riverside County property record for 30682 Southern Cross Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,471 sqft · built 1985
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,718 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`945-201-001`

Property Details

APN / Parcel Number

Primary APN	`945-201-001`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	3,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Tile
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	30682 SOUTHERN CROSS RD
City	TEMECULA
State	CA
Zip	92592-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.82 ACRES NET IN LOT 1 MB 150/028 TR 20079-1
Legal Subdivision	TRACT 20079 1
Legal Tract	20079-1
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2000
Census Tract	43220

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
May 27, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 10, 2019	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Feb 21, 2017	Intrafamily Transfer, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019
Deed Sale	Apr 10, 2019
Prior Sale	Feb 21, 2017
Deed Document Number	2019120546
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	0000120546
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 29, 2026
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Document Number	0000163826
Instrument Date	May 23, 2026
Instrument	2026163826
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247

Mortgage

Document Number	0000163826,
Date	May 29, 2026
Instrument	2026163826

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247

Mortgage

Document Number	0000302681
Date	Jul 6, 2022
Instrument	2022-0302681

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247

Mortgage

Document Number	0000325136
Date	May 27, 2021
Instrument	2021-0325136

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Document Number	0000172303
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30682 SOUTHERN CROSS RD TEMECULA CA 925923247, TEMECULA, CA 92592-3247

Mortgage

Document Number	0000172303
Date	Apr 20, 2020
Instrument	172303

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2019
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Document Number	0000120546
Instrument Date	Apr 4, 2019
Instrument	120546
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30682 SOUTHERN CROSS RD TEMECULA CA 925923247, TEMECULA, CA 92592-3247

Mortgage

Document Number	120548
Date	Apr 10, 2019
Instrument	120548

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 21, 2017
Property Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247
Document Number	0000073278
Map Reference	MB 150 PG 28-34
Instrument Date	Jan 26, 2017
Instrument	2017-0073278
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30682 SOUTHERN CROSS RD, TEMECULA, CA 92592-3247

Mortgage

Document Number	0000073279
Date	Feb 21, 2017
Instrument	2017-0073279

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,864 (+2%) Land $92,152 Building $301,712
2025	$4,718.00 (+2.41%)	$386,143 (+4.04%) Land $90,346 Building $295,797
2023	$4,607.00 (+2.38%)	$371,151 Land $86,839 Building $284,312
2022	$4,500.00
2021			$545,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks, Verizon.

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