30656 Southern Cross Rd, Temecula, CA 92592 Property Records

Riverside County property record for 30656 Southern Cross Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,923 sqft · built 1985
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Nov 2000)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`945-201-003`

Property Details

APN / Parcel Number

Primary APN	`945-201-003`
Alternative APN	`923611003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	2,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	923611003
Street Address	30656 SOUTHERN CROSS RD
City	TEMECULA
State	CA
Zip	92592-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.24 ACRES NET IN LOT 7 MB 150/028 TR 20079-1
Legal Subdivision	TRACT 20079 1
Legal Tract	20079-1
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2000
Census Tract	43220

Owner

Source: Riverside County records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2000 · Amount on Record
Deed Sale	Nov 22, 2000 · Amount on Record
Prior Sale	Aug 15, 1996 · Amount on Record
Deed Document Number	2000467788
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 22, 2026
Property Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246
Document Number	0000229635
Instrument Date	Jul 14, 2026
Instrument	2026229635
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246

Mortgage

Document Number	0000229635,
Date	Jul 22, 2026
Instrument	2026229635

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.47%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246

Mortgage

Document Number	0000523819
Date	Oct 28, 2020
Instrument	2020-0523819

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	30656 SOUTHERN CROSS RD, TEMECULA, CA 92592-3246
Document Number	0000494323
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30656 SOUTHERN CROSS RD TEMECULA CA 925923246, TEMECULA, CA 92592-3246

Mortgage

Document Number	0000494323
Date	Dec 2, 2019
Instrument	494323

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,698 (+2%) Land $69,147 Building $257,551
2025	$3,903.00 (+2.47%) Homeowner's exemption	$320,293 (+4.04%) Land $67,792 Building $252,501
2023	$3,809.00 (+2.48%) Homeowner's exemption	$307,857 Land $65,160 Building $242,697
2022	$3,717.00
2021			$554,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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