3065 Encinal Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 3065 Encinal Rd, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,181 sqft · built 1949
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Dec 2025)
Tax Bill	$6,273 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2019 Mortgage + 1 more
APN	`010-080-018-000`

Property Details

APN / Parcel Number

Primary APN	`010-080-018-000`
Alternative APN	`10-080-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,181 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Construction Type	Wood
Lot Area	32,234 sqft (0.739 acres)

Location & Zoning

Street Address	3065 ENCINAL RD
City	LIVE OAK
State	CA
Zip	95953-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PARCEL 1 PARCEL MAP 784
Legal Subdivision	PARCEL MAP 784
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2023
Census Tract	50702

Owner

Source: Sutter County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Grant Deed, Transfer · VA Mortgage KIND LENDING LLC
Aug 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jan 3, 2020	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	2025-0010751
Record Updated	Jun 8, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Dec 4, 2025
Property Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752
Document Number	0000010751
Map Reference	MB 4 PG 134
Instrument Date	Dec 2, 2025
Instrument	2025-0010751
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752

Mortgage

Document Number	0000010752
Date	Dec 4, 2025
Instrument	2025-0010752

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011773
Date	Aug 29, 2019
Instrument	2019-0011773

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jan 3, 2020
Property Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752
Document Number	0000000128
Map Reference	MB 4 PG 134
Instrument Date	Jan 2, 2020
Instrument	2020-0000128
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3065 ENCINAL RD, LIVE OAK, CA 95953-9752

Mortgage

Document Number	0000000129
Date	Jan 3, 2020
Instrument	2020-0000129

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,273.00 (+2.75%) Homeowner's exemption	$541,696 (+4.04%) Land $98,426 Building $443,270
2023	$6,105.00 Homeowner's exemption	$520,663 Land $94,605 Building $426,058

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (1986–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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