Sutter County property record for 2964 Encinal Rd, Live Oak, CA 95953
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,561 sqft · built 1991 |
| Lot Size | 3.6 acres (157,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $453,000 (Nov 2015) |
| Tax Bill | $6,584 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Line of Credit |
| APN | 010-151-008-000 |
| Primary APN | 010-151-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,561 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Construction Type | Wood |
| Lot Area | 157,251 sqft (3.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,034 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2964 ENCINAL RD |
|---|---|
| City | LIVE OAK |
| State | CA |
| Zip | 95953-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH 294' OF LOT 45 SUNSET COLONY NO 3 |
| Legal Subdivision | SUNSET COLONY 03 |
| Legal Lot Number | 45 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 50702 |
Source: Sutter County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2964 ENCINAL RD, LIVE OAK, CA 95953-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 8, 2019 | Quit Claim Deed, Transfer · Line of Credit OPERATING ENGINEERS #3 FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Prior Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 0000016658 |
| Last Transfer Date | Jul 8, 2019 |
| Transfer Doc | 0000008798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 2964 ENCINAL RD, LIVE OAK, CA 95953-9752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 2964 ENCINAL RD, LIVE OAK, CA 95953-9752 |
| Document Number | 0000015037 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0015037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Jul 8, 2019 |
| Property Address | 2964 ENCINAL RD, LIVE OAK, CA 95953-9752 |
| Document Number | 0000008798 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 8798 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2964 ENCINAL RD LIVE OAK CA 959539752, LIVE OAK, CA 95953-9752 |
| Document Number | 8799 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 8799 |
| Name | OPERATING ENGINEERS #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Sutter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Unified School District | Live Oak Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,584.00 (+2.84%) | $536,254 (+4.04%) Land $207,162 Building $329,092 |
| 2023 | $6,402.00 | $515,432 Land $199,118 Building $316,314 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (1986–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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