Cleveland County property record for 3064 River Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 3,212 sqft · built 1994 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,258 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1164287 |
| Primary APN | 1164287 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,212 sqft Finished Area |
| Upper Floors Area | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 705 sqft |
| Storage Building | 204 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1164287 |
|---|---|
| Street Address | 3064 RIVER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #3 + STRIP BLK E RIVERBEND AC |
| Legal Subdivision | RIVERBEND AC |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 951503 |
3064 River Rd is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3064 RIVER RD, SHELBY, NC 28152-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3064 RIVER RD, SHELBY, NC 28152-8645 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018761336 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 1876/1336 |
| Instrument | 200074864 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOILING SPRINGS, NC 28017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3064 River Rd was $3,258, up 2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,258.00 (+2%) | $519,438 (-) Land $48,300 Building $471,138 | $519,438 (-) Land $48,300 Building $471,138 |
| 2025 | $3,194.00 | $519,438 Land $48,300 Building $471,138 | $519,438 Land $48,300 Building $471,138 |
| 2023 | $414,755 Land $42,000 Building $372,755 | $414,755 Land $42,000 Building $372,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3064 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3064 River Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures