Cleveland County property record for 3047 River Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 3,783 sqft · built 1979 |
| Lot Size | 0.723 acres (31,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,931 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1284158 |
| Primary APN | 1284158 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,783 sqft Finished Area |
| Upper Floors Area | 482 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 31,494 sqft (0.723 acres) |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1284158 |
|---|---|
| Street Address | 3047 RIVER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | LT #5 RIBERBEND ACRES INC |
| Legal Subdivision | RIVERBEND |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 951503 |
3047 River Rd is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3047 RIVER RD, SHELBY, NC 28152-8644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3047 River Rd was $2,931, up 1.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,931.00 (+1.24%) | $470,826 (-) Land $42,902 Building $427,924 | $470,826 (-) Land $42,902 Building $427,924 |
| 2025 | $2,895.00 | $470,826 Land $42,902 Building $427,924 | $470,826 Land $42,902 Building $427,924 |
| 2023 | $383,191 Land $37,306 Building $345,885 | $383,191 Land $37,306 Building $345,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3047 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3047 River Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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