Harford County property record for 3063 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,364 sqft · built 1993 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2022) |
| Tax Bill | $3,317 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-079190 |
| Primary APN | 01-079190 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,364 sqft Total Area |
| Basement Area | 511 sqft |
| Finished Basement | 511 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,175 sqft (0.119 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079190 |
|---|---|
| Street Address | 3063 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 382 45X115 3063 EBBTIDE DR HARBOR OAKS S4 P 45/18 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 382 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 301602 |
3063 Ebbtide Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3063 EBBTIDE DR, EDGEWOOD, MD 21040-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Jun 27, 2022 | Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Oct 15, 1991 · Amount on File |
| Deed Book / Page | 15574 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3063 EBBTIDE DR, EDGEWOOD, MD 21040-2901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3063 EBBTIDE DR, EDGEWOOD, MD 21040-2901 |
| Document Number | 0161830104 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 16183/104 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 27, 2022 |
| Property Address | 3063 EBBTIDE DR, EDGEWOOD, MD 21040-2901 |
| Document Number | 0155740239 |
| Book / Page | 15574 / 239 |
| Map Reference | MB 45 FO 18 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3063 EBBTIDE DR, EDGEWOOD, MD 21040-2901 |
| Document Number | 0155740247 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 15574-0247 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Number | 0155740264 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 15574/264 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
The 2026 property tax bill for 3063 Ebbtide Dr was $3,317, up 28.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,317.00 (+28.82%) | $304,400 Land $60,100 Building $244,300 | $304,400 Land $60,100 Building $244,300 |
| 2025 | $2,575.00 | ||
| 2023 | $202,200 Land $60,100 Building $142,100 | $202,200 Land $60,100 Building $142,100 | |
| 2022 | $2,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3063 Ebbtide Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3063 Ebbtide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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