Harford County property record for 3060 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,364 sqft · built 1993 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Oct 2017) |
| Tax Bill | $2,632 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-079107 |
| Primary APN | 01-079107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,364 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,175 sqft (0.119 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079107 |
|---|---|
| Street Address | 3060 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 374 45X115 3060 EBBTIDE DR HARBOR OAKS S4 P 45/18 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 374 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301602 |
3060 Ebbtide Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3060 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 5, 2017 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Prior Sale | Nov 5, 1993 · Amount on File |
| Deed Document Number | 201712542-0001 |
| Deed Book / Page | 12542 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3060 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154820431 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 15482/431 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3060 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3060 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0150900363 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 15090/363 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Oct 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 5, 2017 |
| Property Address | 3060 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0125420001 |
| Book / Page | 012542 / 000001 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3060 EBBTIDE DR EDGEWOOD MD 210402902, EDGEWOOD, MD 21040-2902 |
| Document Number | 125420008 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 012542/000008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
The 2026 property tax bill for 3060 Ebbtide Dr was $2,632, up 14.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,632.00 (+14.14%) | $241,500 Land $60,100 Building $181,400 | $241,500 Land $60,100 Building $181,400 |
| 2025 | $2,306.00 | ||
| 2023 | $196,700 Land $60,100 Building $136,600 | $196,700 Land $60,100 Building $136,600 | |
| 2022 | $2,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3060 Ebbtide Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3060 Ebbtide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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