3063 Bridgeham St, Elgin, IL 60124 Property Records

Kane County property record for 3063 Bridgeham St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Oct 2021)
Tax Bill	$10,218 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-358-007`

Property Details

APN / Parcel Number

Primary APN	`06-17-358-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,549 sqft
Basement Area	1,053 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3063 BRIDGEHAM ST
City	ELGIN
State	IL
Zip	60124-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2B LT 427
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	427
Legal Unit	2B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3063 BRIDGEHAM ST, ELGIN, IL 60124-8941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	202180998
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3063 BRIDGEHAM ST, ELGIN, IL 60124-8941
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003176
Date	Jan 18, 2017
Instrument	2017K003176

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 26, 2021
Property Address	3063 BRIDGEHAM ST, ELGIN, IL 60124-8941
Document Number	0000080998
Map Reference	DO 2005K128250
Instrument Date	Oct 6, 2021
Instrument	2021K080998
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALTIMA TITLE LLC, ALRIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3063 BRIDGEHAM ST, 3063, ELGIN, IL 60124-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 BRIDGEHAM ST, ELGIN, IL 60124-8941

Mortgage

Document Number	0000080999
Date	Oct 26, 2021
Instrument	2021K080999

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.06%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,218.00 (+7.66%) Homeowner's exemption
2024		$127,546 (+21.39%) Land $40,569 Building $86,977	$382,791 (+21.44%) Land $121,756 Building $261,035
2022	$9,491.00 (+3.46%) Homeowner's exemption	$105,068 (+6.96%) Land $33,419 Building $71,649	$315,204 (+6.96%) Land $100,257 Building $214,947
2021	$9,174.00 Homeowner's exemption	$98,231 Land $31,244 Building $66,987	$294,693 Land $93,732 Building $200,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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