3059 Bridgeham St, Elgin, IL 60124 Property Records

Kane County property record for 3059 Bridgeham St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,069 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (May 2006)
Tax Bill	$13,534 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-358-005`

Property Details

APN / Parcel Number

Primary APN	`06-17-358-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,069 sqft Living Area
Gross Area	5,417 sqft
Basement Area	1,348 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3059 BRIDGEHAM ST
City	ELGIN
State	IL
Zip	60124-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2B LT 429
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	429
Legal Unit	2B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3059 BRIDGEHAM ST, ELGIN, IL 60124-8941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 15, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Deed Document Number	200651885
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	0000058967
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3059 BRIDGEHAM ST, ELGIN, IL 60124-8941
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076119
Date	Oct 7, 2021
Instrument	2021K076119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3059 BRIDGEHAM ST, ELGIN, IL 60124-8941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066028
Date	Nov 2, 2020
Instrument	2020K066028

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3059 BRIDGEHAM ST, ELGIN, IL 60124-8941
Document Number	0000056421
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3059 BRIDGEHAM ST ELGIN IL 601248941, ELGIN, IL 60124-8941

Mortgage

Document Number	0000056421
Date	Nov 20, 2018
Instrument	56421

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,534.00 (+7.68%) Homeowner's exemption	$180,824 (+8.57%) Land $44,049 Building $136,775	$542,689 (+8.57%) Land $132,200 Building $410,489
2024		$166,551 (+21.39%) Land $40,572 Building $125,979	$499,853 (+21.44%) Land $121,765 Building $378,088
2022	$12,569.00 (+3.35%) Homeowner's exemption	$137,199 (+6.96%) Land $33,422 Building $103,777	$411,597 (+6.96%) Land $100,266 Building $311,331
2021	$12,162.00 Homeowner's exemption	$128,271 Land $31,247 Building $97,024	$384,813 Land $93,741 Building $291,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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