3056 Sunset Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3056 Sunset Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1948
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Mar 2023)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.19-1-16.1`

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-1-16.1`
Alternative APNs	`308902701900010160010000` `02701900010160010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	996 sqft
Upper Floors Area	522 sqft
Basement Area	456 sqft
Finished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	234 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701900010160010000
Street Address	3056 SUNSET LN
City	SCHENECTADY
State	NY
Zip	12303-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	16.001
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1023
Census Tract	14616

Owner

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3056 SUNSET LN, SCHENECTADY, NY 12303-5528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	20234785
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0000000785
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 10, 2023
Property Address	3056 SUNSET LN, SCHENECTADY, NY 12303-5528
Document Number	0000000785
Instrument Date	Feb 24, 2023
Instrument	R2023-4785
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 SUNSET LN, SCHENECTADY, NY 12303-5528

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3056 SUNSET LN, SCHENECTADY, NY 12303-5528
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006078
Date	Jul 28, 2020
Instrument	R2020-16078

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3056 SUNSET LN, SCHENECTADY, NY 12303-5528
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	NEW YORK ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TERRY AVE, SCHENECTADY, NY 12303-4819

Mortgage

Document Number	0000003755
Date	Nov 5, 2021
Instrument	R2021-33755

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,840.00 (+23.42%)	$234,000 (-) Land $47,000 Building $187,000	$312,000 (+13.33%) Land $62,667 Building $249,333
2023		$234,000 (-) Land $47,000 Building $187,000	$275,294 (+7.06%) Land $55,294 Building $220,000
2022		$234,000 Land $47,000 Building $187,000	$257,143 Land $51,648 Building $205,495
2021	$5,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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