3062 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3062 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,240 sqft · built 2006
Lot Size	0.06 acres (2,596 sqft)
Owner	Company Name on File
Last Sale	$345,000 (Jun 2010)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`065-149-024`

Property Details

APN / Parcel Number

Primary APN	`065-149-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	2,596 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3062 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-1347
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R3
Legal Description	CY MB PM 64/88-90 PAR 2
Legal Subdivision	PARCEL MAP MB 04-0241
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2009
Census Tract	10505

Owner

3062 Main St, a planned unit development, is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	3062 MAIN ST, MORRO BAY, CA 93442-1347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
Nov 12, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU
Jan 22, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2010 · Amount on File
Deed Sale	Jun 18, 2010 · Amount on File
Deed Document Number	201028080
Last Transfer Date	Nov 5, 2021
Transfer Doc	0000075552
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 10, 2021
Property Address	3062 MAIN ST, MORRO BAY, CA 93442-1347
Document Number	0000075168
Map Reference	MB 64 PG 88-90
Instrument Date	Nov 5, 2021
Instrument	2021075168
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 MAIN ST, MORRO BAY, CA 93442-1347

Mortgage

Document Number	0000075169
Date	Nov 10, 2021
Instrument	2021075169

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 12, 2021
Property Address	3062 MAIN ST, MORRO BAY, CA 93442-1347
Document Number	0000075552
Map Reference	MB 64 PG 88-90
Instrument Date	Nov 5, 2021
Instrument	2021075552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 MAIN ST, MORRO BAY, CA 93442-1347

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 21, 2020
Property Address	3062 MAIN ST, MORRO BAY, CA 93442-1347
Document Number	0000002895
Map Reference	MB 64 PG 89&90
Instrument Date	Jan 13, 2020
Instrument	2020002895
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 MAIN ST, MORRO BAY, CA 93442-1347

Mortgage

Document Number	0000002896
Date	Jan 21, 2020
Instrument	2020002896

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 22, 2020
Property Address	3062 MAIN ST, MORRO BAY, CA 93442-1347
Document Number	0000003061
Instrument Date	Jan 13, 2020
Instrument	3061
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3062 MAIN ST MORRO BAY CA 934421347, MORRO BAY, CA 93442-1347

Tax Assessment & Valuation

The 2025 property tax bill for 3062 Main St was $4,831 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,224 (+2%) Land $230,402 Building $223,822
2025	$4,831.00 Homeowner's exemption	$445,319 Land $225,885 Building $219,434
2023	$4,660.00 (+6.73%) Homeowner's exemption	$428,028 Land $217,114 Building $210,914
2022	$4,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3062 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3062 Main St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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