3058 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3058 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1989
Lot Size	0.025 acres (1,080 sqft)
Owner	2 Trust Names on File
Last Sale	$584,000 (Mar 2026)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-148-031`

Property Details

APN / Parcel Number

Primary APN	`065-148-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,080 sqft (0.025 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3058 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-1351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	CY MB TR 1367 U 1 PTN LT 1 COMMON AREA
Legal Subdivision	TRACT 1367 UN 01
Legal Tract	1367
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2009
Census Tract	10505

Owner

3058 Main St, a condominium, is held in a trust since March 2026.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	939 MAIN ST, MORRO BAY, CA 93442-2119
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2026	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	20268805
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0000022777
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 16, 2026
Property Address	3058 MAIN ST, MORRO BAY, CA 93442-1351
Document Number	0000011634
Instrument Date	Apr 7, 2026
Instrument	202611634
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	939 MAIN ST, MORRO BAY, CA 93442-2119

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 24, 2026
Property Address	3058 MAIN ST, MORRO BAY, CA 93442-1351
Document Number	0000008805
Map Reference	MB 13 PG 91
Instrument Date	Mar 16, 2026
Instrument	2026008805
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	939 MAIN ST, MORRO BAY, CA 93442-2119

Mortgage

Document Number	0000008806
Date	Mar 24, 2026
Instrument	2026008806

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3058 Main St was $3,769, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,840 (+2%) Land $218,810 Building $130,030
2025	$3,769.00 (+1.7%)	$342,001 Land $214,520 Building $127,481
2024	$3,706.00 (+1.87%)
2023	$3,638.00 (+6.69%)	$328,723 Land $206,191 Building $122,532
2022	$3,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3058 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3058 Main St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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