3060 Lone Pine Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3060 Lone Pine Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1956
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Tax Bill$4,802 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 27.11-1-1

Property Details

APN / Parcel Number

Primary APN013089 27.11-1-1
Alternative APNs
  • 308902701100010010000000
  • 02701100010010000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02701100010010000000
Street Address3060 LONE PINE RD
CitySCHENECTADY
StateNY
Zip12303-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block1
Legal Lot Number1.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1013
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3060 LONE PINE RD, SCHENECTADY, NY 12303-5004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMar 26, 2024
Property Address3060 LONE PINE RD, SCHENECTADY, NY 12303-5004
Document Number0000000760
Instrument DateMar 19, 2024
InstrumentR2024-4760
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$964.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address1060 SHAVE RD, SCHENECTADY, NY 12303-5526

Transferred To (Grantee/Buyer)

NameVerified Name
Address3060 LONE PINE RD, SCHENECTADY, NY 12303-5004

Mortgage

Document Number0000000761
DateMar 26, 2024
InstrumentR2024-4761
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3060 LONE PINE RD, SCHENECTADY, NY 12303-5004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTHWAY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017778
DateAug 17, 2020
InstrumentR2020-17778
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,802.00 (+0.23%)
2025$4,791.00 (+9.46%)$162,000 (-) Land $32,000 Building $130,000$216,000 (+13.33%) Land $42,667 Building $173,333
2023$162,000 (-) Land $32,000 Building $130,000$190,588 (+7.06%) Land $37,647 Building $152,941
2022$162,000 Land $32,000 Building $130,000$178,022 Land $35,165 Building $142,857
2021$4,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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