Albany County and Guilderland Town property record for 3048 Lone Pine Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,652 sqft · built 1940 |
| Lot Size | 0.353 acres (15,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2023) |
| Tax Bill | $5,736 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.11-1-5 |
| Primary APN | 013089 27.11-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,375 sqft (0.353 acres) |
| Lot Dimensions | 125 ft deep x 123 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701100010050000000 |
|---|---|
| Street Address | 3048 LONE PINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14616 |
3048 Lone Pine Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3048 LONE PINE RD, SCHENECTADY, NY 12303-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jul 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Oct 6, 2022 · Amount on File |
| Deed Document Number | 202311323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3048 LONE PINE RD, SCHENECTADY, NY 12303-5004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17 MARIAN CT B, B, ALTAMONT, NY 12009-6215 |
| Document Number | 0000001324 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | R2023-11324 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 2, 2020 |
| Property Address | 3048 LONE PINE RD, SCHENECTADY, NY 12303-5004 |
| Document Number | 0000013242 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 13242 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 468 ROUTE 146 HALFMOON NY 120653207, HALFMOON, NY 12065-3207 |
The 2026 property tax bill for 3048 Lone Pine Rd was $5,736, up 0.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,736.00 (+0.17%) | ||
| 2025 | $5,726.00 | $196,000 Land $39,000 Building $157,000 | $261,333 Land $52,000 Building $209,333 |
| 2023 | $196,000 (-) Land $39,000 Building $157,000 | $230,588 (+7.06%) Land $45,882 Building $184,706 | |
| 2022 | $196,000 Land $39,000 Building $157,000 | $215,385 Land $42,857 Building $172,528 | |
| 2021 | $5,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3048 Lone Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3048 Lone Pine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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