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3048 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3048 Cherokee Rd, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,110 sqft Living Area
Lot Size108,900 sqft (2.5 acres)
OccupancyOwner Occupied
Last Sale$100 (2026)
Tax Bill$2,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-26-29-3670-0027-0045
Alternative APNs
  • 262924367000270045
  • 58763

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,110 sqft Living Area
Gross Area3,340 sqft Gross Area
1st Floor2,110 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area108,900 sqft (2.5 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area400 sqft Patio
Porch Area768 sqft Porch
Pole Structure400 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3048 CHEROKEE RD
CitySAINT CLOUD
StateFL
Zip34772-7450
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKISSIMMEE PARK PB 1 PG 41 BLK 27 S 1/2 OF LOT 4
Legal Range29E
Legal Township26S
Legal Section24
Legal SubdivisionKISSIMMEE PARK
Legal Tract3670
Legal Block27
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1005
Census Tract43209

Owner

Source: Osceola County records · APN 24-26-29-3670-0027-0045

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3048 CHEROKEE RD, SAINT CLOUD, FL 34772-7450
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
MEGA CAPITAL FUNDING INC
Apr 20, 2017Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleJun 04, 2025 · Amount on Record
Deed Doc Number202642610
Deed Book / Page6946 / 2269
Prior Transfer DateMar 06, 2026
Prior Transfer Doc0069462269
Record RefreshedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 31, 2026
Property Address3048 CHEROKEE RD, SAINT CLOUD, FL 34772-7450
Document Number0069462269
Book / Page6946 / 2269
Map ReferenceMB 1 PG 41
Instrument DateMar 06, 2026
Instrument2026042610
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TTL PROFESSIONALS LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3048 CHEROKEE RD, SAINT CLOUD, FL 34772-7450

Transferred To (Grantee/Buyer)

NameVerified Name
Address3048 CHEROKEE RD, SAINT CLOUD, FL 34772-7450

Mortgage

Document Number0069462271
DateMar 31, 2026
Instrument6946/2271
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3048 CHEROKEE RD, SAINT CLOUD, FL 34772-7450
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051351349
DateApr 20, 2017
Book Page5135/1349
Instrument2017059061
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,983.00 (+5.78%)$204,724 (+5.99%)$497,200 (+1.22%) Land $175,000 Building $322,200
2024$2,820.00 (+2.25%)
2023$2,758.00 (+4.63%) Homeowner's exemption$193,161 (+3%)$491,200 (+33.84%) Land $175,000 Building $316,200
2022$2,636.00 Homeowner's exemption$187,535$367,000 Land $95,000 Building $272,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation57.0 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 224 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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