St. Johns County property record for 306 Willow Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,961 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $346,673 (Dec 2020) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-1760 |
| Primary APN | 028991-1760 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,961 sqft Living Area |
| Gross Area | 3,627 sqft |
| 1st Floor Area | 1,509 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 306 WILLOW LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/36-44 GRAN LAKE PHASE 2 LOT 176 OR5135/396 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028991-1760
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Jun 30, 2020 | Loan Modification, Mortgage HOUSING CAP |
| Apr 30, 2020 | Grant Deed, Transfer DF TITLE LLC |
| Apr 28, 2020 | Loan Modification, Mortgage HOUSING CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Deed Document Number | 2020118372 |
| Deed Book / Page | 5135 / 396 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0051350396 |
| Book / Page | 5135 / 396 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2020118372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,426.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0005135398 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 5135/398 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0049980047 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743 |
| Document Number | 0049980047 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 004998/000047 |
| Instrument | 60078 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 13737 NOEL RD, DALLAS, TX 75240-1331 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 23, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 30, 2020 |
| Property Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0049321718 |
| Book / Page | 004932 / 001718 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 33111 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2020 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,993.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 306 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9344 |
| Document Number | 0049330703 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743 |
| Document Number | 0049330703 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 004933/000703 |
| Instrument | 33284 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 13737 NOEL RD # 800, DALLAS, TX 75240-1331 |
| Amount | Amount Recorded |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,285 (+2.7%) | $576,640 (-1%) Land $125,000 Building $451,640 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $395,604 (+2.9%) | $582,480 (+1.99%) Land $115,000 Building $467,480 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $384,455 (+3%) | $571,128 (+2.43%) Land $110,000 Building $461,128 |
| 2023 | $254.00 (-92.68%) Disabled Person's exemption Veteran's exemption | $373,257 (+25.71%) | $557,603 (+73.19%) Land $106,000 Building $451,603 |
| 2022 | $3,468.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $296,909 | $321,964 Land $84,000 Building $237,964 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 82 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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