284 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 284 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,885 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$285,025 (Dec 2020)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Dec 2020 Sale Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028991-1740`

Property Details

APN / Parcel Number

Primary APN	`028991-1740`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,885 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	284 WILLOW LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93/36-44 GRAN LAKE PHASE 2 LOT 174 OR5112/1091
Legal Range	28E
Legal Township	07S
Legal Section	41
Legal Subdivision	GRAN LAKE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	174
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	20906

Owner

Source: St. Johns County records · APN 028991-1740

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11 HOP BROOK LN, HOLMDEL, NJ 07733-2143
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Grant Deed, Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR
Jan 29, 2020	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Jan 30, 2020	Grant Deed, Transfer DF TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	2020109009
Deed Book / Page	5112 / 1091
Record Updated	Jun 08, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 01, 2020
Property Address	284 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0051121091
Book / Page	005112 / 001091
Instrument Date	Nov 30, 2020
Instrument	109009
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	284 WILLOW LAKE DR ST AUGUSTINE FL 320929342, ST AUGUSTINE, FL 32092-9342

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	284 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0048741676
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

Mortgage

Document Number	0048741676
Date	Jan 31, 2020
Book Page	004874/001676
Instrument	7676

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 30, 2020
Property Address	284 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0048741474
Book / Page	004874 / 001474
Instrument Date	Jan 28, 2020
Instrument	7642
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,865.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,978 (-1.89%)	$395,116 (+0.7%) Land $125,000 Building $270,116
2025	$5,313.00 (+13.77%)	$392,388 (-1.66%)	$392,388 (-1.66%) Land $115,000 Building $277,388
2024	$4,670.00 (+8.23%)	$399,001 (+10.45%)	$399,001 (+10.45%) Land $110,000 Building $289,001
2023	$4,315.00 (+11.82%)	$361,246 (+16.54%)	$361,246 (+16.54%) Land $106,000 Building $255,246
2022	$3,859.00	$309,984	$309,984 Land $84,000 Building $225,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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