306 W Water St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 306 W Water St, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleTraditional
Year BuiltBuilt 1915
Square Footage1,194 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN041200 94.040-3-37
Alternative APNs
  • 120009404000030370000000
  • 065205

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,194 sqft Living Area
1st Floor762 sqft 1st Floor
2nd Floor432 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,356 sqft (0.1 acres)
Depth X Width132 ft x 33 ft Depth x Width
Shed1 Shed
Porch Area108 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number065205
Street Address306 W WATER ST
CityOLEAN
StateNY
Zip14760-1239
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number37.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup2
Census Block2038
Census Tract961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.040-3-37

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address306 W WATER ST, OLEAN, NY 14760-1239
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 09, 2015
Transfer Doc24720/5001
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address306 W WATER ST, OLEAN, NY 14760-1239
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002615
DateFeb 10, 2023
Instrument202302615
Lender
NameOLEAN AREA FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 01, 2043

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$44,500 (-) Land $3,600 Building $40,900$62,676 (+9.86%) Land $5,070 Building $57,606
2023$44,500 Land $3,600 Building $40,900$57,051 Land $4,615 Building $52,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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