221 W Water St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 221 W Water St, Olean, NY 14760 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1910
Lot Size	0.163 acres (7,128 sqft)
Owner	Individual Name on File
Tax Bill	$3,198 (2025)
APN	`041200 94.049-1-1`

Property Details

APN / Parcel Number

Primary APN	`041200 94.049-1-1`
Alternative APNs	`120009404900010010000000` `065255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,274 sqft
2nd Floor Area	584 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,128 sqft (0.163 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Type	Mixed
Garage Area	572 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	355 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	065255
Street Address	221 W WATER ST
City	OLEAN
State	NY
Zip	14760-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	OLEAN
Census Block Group	2
Census Block	2040
Census Tract	961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.049-1-1

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 W WATER ST, OLEAN, NY 14760-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 05, 2002
Transfer Doc	1018000178
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,198.00 (+97.29%) Disabled Person's exemption Veteran's exemption	$53,500 (-) Land $5,200 Building $48,300	$75,352 (+9.86%) Land $7,324 Building $68,028
2024	$1,621.00
2023		$53,500 Land $5,200 Building $48,300	$68,590 Land $6,667 Building $61,923

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360099615002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003, rainfall accumulation, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.