306 W Ruby St, Paragould, AR 72450 Property Records

Greene County property record for 306 W Ruby St, Paragould, AR 72450

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 2011
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Apr 2016)
Tax Bill	$307 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1125-00036-000`

Property Details

APN / Parcel Number

Primary APN	`1125-00036-000`
Alternative APN	`17591`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	192 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	306 W RUBY ST
City	PARAGOULD
State	AR
Zip	72450-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OF BLOCK 4 OF BALDWIN AND COLLIERS ADDITION TO THE CITY OF PARAGOULD ARKANSAS. AS DESCRIBED IN 201602544.
Legal Range	06
Legal Township	16
Legal Section	06
Legal Subdivision	BALDWIN & COLLIER
Legal Block	4
Legal Lot Number	3
Jurisdiction	GREENE AR
Township / Civil Division	RUSH ISLAND
Census Block Group	1
Census Block	1063
Census Tract	480700

Owner

Source: Greene County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	306 W RUBY ST, PARAGOULD, AR 72450-5728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 26, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on Record
Deed Sale	Apr 13, 2016 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	20162611
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE AR
Recording Date	Apr 1, 2026
Property Address	306 W RUBY ST, PARAGOULD, AR 72450-5728
Document Number	0000002109
Instrument Date	Mar 27, 2026
Instrument	20262109
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W RUBY ST, PARAGOULD, AR 72450-5728

Mortgage

Document Number	0000002109,
Date	Apr 1, 2026
Instrument	20262109

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE AR
Property Address	306 W RUBY ST, PARAGOULD, AR 72450-5728
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202107772
Date	Sep 30, 2021
Instrument	202107772

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE AR
Property Address	306 W RUBY ST, PARAGOULD, AR 72450-5728
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024008115
Date	Dec 26, 2024
Instrument	2024008115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Greene County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Greene County
Municipality	Paragould City
Unified School District	Paragould School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$307.00 Homeowner's exemption	$7,610 (-) Land $800 Building $6,810
2025	$307.00 (+12.04%) Homeowner's exemption	$7,610 (+13.41%) Land $800 Building $6,810
2024			$38,050 (+13.41%) Land $4,000 Building $34,050
2023	$274.00 Homeowner's exemption	$6,710 Land $1,000 Building $5,710	$33,550 Land $5,000 Building $28,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARAGOULD MUNICIPAL UTILITIES serves 31,188 people · EPA ID AR0000222
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	ST FRANCIS RIVER REG WATER DD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paragould Light Water and Cable Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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